BillK -
The filter you’re looking at through B&H is of the type I wrote about, above.
The “multi-coating” on filters is like the coating on lens surfaces. Coatings do help improve light transmission and reduce light flare. I have had no noticeable flare problems with the Hoya filters mentioned earlier.
In fact, I get noticeably more flare with the Tiffen 82mm UV filter mounted on my 300mm f/4 lens, which does not have multi-coating. Uncoated filters cost less. One day I’ll spring for an upgrade.
So the answer to your question as to whether I think the extra cost of a multi-coated filter is worth it, is a qualified “yes.”
On the more definite “yes” side, if you have a fine lens that exhibits little proclivity to flare,a multi-coated filter is very much worth considering. If you do an appreciable amount of shooting in light conditions that induce flare (shooting into the light, esp.), the “yes” becomes considerably stronger.
Going In the other direction, multi-coated filters won’t further degrade the performance of a flare-prone lens as much as their uncoated counterparts, but they won’t improve its performance, either. And, if you don’t shoot many pictures in flare-prone situations the coating becomes somewhat less important as well.
Yes, I do leave a filter on each of my lenses all the time. I think they are a good investment in protection for the front elements of my lenses.
You didn’t ask, but same goes for lens shades. (All of my shades have dings in them, indicating how much abuse they absorb for the lens itself.) I rarely use lens caps to cover and protect the front elements, but almost always use rear lens caps on dismounted lenses – the latter has become even more important than ever with the need to protect all those electrical contacts on the lens mount.
To clean the filters, I use a common cotton bandana (sounds barbaric, I know) to wipe away water spots, fingerprints and dust while on the go. When more thorough cleaning is in order I use a little lens cleaning fluid (alcohol) and lens tissue. It is very seldom necessary to touch any of my glass lens surfaces for cleaning.
G.