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If a tree falls in the forest..six inches from you while your sitting on the edge of your car, does it make.. you crap your pants?
 
I've seen a car that had been smashed by a 1.5 ft diameter tree (Lake George area, NY). It had been flattened. Fortunately no one nearby when it happened. The owner had parked it at the far end of a remote parking lot so it wouldn't get dinged...

Doug
 
Falling objects coverage on the insurance policy! Time for a new car. At first I thought it was a Subaru and I almost cried, but then I realized it was just a Nissan. Crisis averted ;)
 
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